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What Should You Do After a Lightning Strike?

Last updated October 22, 2026

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The short answer

Ensure Immediate Safety First

Start by checking on all people and pets in the home after a strike. Look for signs of fire, smoke, or a burning smell, especially in the attic or walls where wiring may be damaged. If you see or smell fire, evacuate immediately and call the fire department from a safe distance. Do not re-enter until authorities confirm the structure is safe.

Secure Your Electrical and Water Systems

If there is no active fire and it is safe to do so, locate your main electrical panel and shut off the power. This helps prevent electrical surges from damaging more appliances and reduces shock risk if water is present. Do not touch the panel if the area is wet or if you suspect damage to the box itself. In that case, wait for an electrician.

Lightning can create powerful surges that damage plumbing systems, causing pipes to crack or valves to fail. Check under sinks, around your water heater, and near appliances like washing machines for any signs of leaking water. If you find a leak, locate your home's main water shutoff valve and turn the water off to minimize water damage until a plumber can assess the situation.

  • Turn off the main electrical breaker if safe.
  • Locate and turn off the main water shutoff valve if leaks are found.
  • Unplug major electronic devices and appliances to protect them.
  • Avoid using landline telephones, as they can conduct electricity.
  • Do not use any plumbing fixtures, as pipes can conduct current.
  • Stay away from concrete walls and floors, which may contain metal reinforcing.

Inspect for Hidden Water Damage

Water intrusion from damaged pipes or compromised roofing can be slow and hidden. Check ceilings and walls for new water stains, bubbling paint, or soft, damp drywall. Feel carpeting and flooring for moisture, especially near exterior walls or under windows. This hidden moisture can lead to mold growth if not addressed quickly, so a thorough inspection is important after a lightning event.

Pay close attention to your attic and basement, as these areas often harbor the first signs of a leak. In the attic, look for damp insulation or stains on the roof sheathing. In the basement, check for pooling water or damp spots on the foundation walls. Document all findings with clear photographs, noting the date and location of each image for your records.

Contact Necessary Professionals

For electrical system damage, an electrician must evaluate your wiring, panel, and outlets before you restore power. Do not attempt to repair electrical damage yourself, as it poses a severe shock and fire hazard. For plumbing leaks, a plumber should inspect and repair any cracked pipes or faulty valves to ensure your water system is secure and functional again.

If you discover water damage, contact local water damage pros for an assessment. They use tools like moisture meters and thermal imaging to find hidden dampness you might miss. They can then outline a plan for drying and restoring affected materials. This step helps prevent secondary damage, such as warped floors or mold, from developing in the days following the incident.

Contact your insurance company to report the lightning strike and begin the claims process. Provide them with the photos and notes from your inspection. Be prepared to share details about the damage to your home's structure, electrical systems, and any personal property. An adjuster will likely need to visit your home to assess the damage in person before approving repairs.

Policies vary, and your insurer decides what is covered. Keep all receipts for any emergency repairs, like a plumber's visit or temporary tarps for a roof. This documentation is crucial for reimbursement. For major restoration work, the pros can provide a detailed scope of work, which you can share with your adjuster to clarify what repairs are necessary to make your home safe and dry.

  • Call your insurance agent to report the incident promptly.
  • Take extensive photos and videos of all damage before any cleanup.
  • Keep a detailed log of all conversations with your insurer.
  • Save all receipts for emergency mitigation services and repairs.
  • Ask the claims adjuster for clarification on your policy's coverage details.
  • Do not dispose of damaged items until the adjuster has seen them.

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Frequently asked questions

Can a lightning strike cause water damage?

Yes, lightning can cause water damage. The powerful electrical surge can crack pipes, damage water heater controls, or rupture plumbing fixtures. It can also strike the roof, creating openings that allow rain to enter. You should inspect your home for leaks after a strike.

How long after a strike can problems appear?

Problems can appear immediately or develop over days. Electrical issues might be instant, while a small pipe crack can slowly leak, causing hidden moisture damage. Mold growth can begin within 24 to 48 hours in damp materials, so prompt inspection for water is crucial.

What should I do if I smell burning after the strike?

If you smell burning, evacuate your home immediately and call the fire department. The smell likely indicates an electrical fire inside your walls or attic. Do not investigate or try to find the source yourself. Wait for firefighters to declare the home safe before re-entering.

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