The short answer
Electrical System Damage
Lightning can send a massive surge through your home's wiring. Look for tripped breakers, a non-functioning electrical panel, or outlets that do not work. Check for discolored or warm switch plates, buzzing sounds from walls, or a persistent burning odor. These signs indicate compromised wiring, which is a serious fire risk. Never touch exposed wires or attempt electrical repairs yourself.
The pros can conduct a thorough safety inspection of your electrical system. They will identify fried circuits, damaged junction boxes, and compromised grounding wires that need replacement. This assessment helps prevent future electrical fires. Your safety is the priority, so keep the main breaker off until a qualified electrician or restoration pro gives the all-clear.
Appliance and Electronics Failure
A power surge from a strike can fry appliances and electronics instantly. Common victims include computers, televisions, modems, and major kitchen appliances. The damage may not be obvious; a device might simply not turn on, or it could have a burnt plastic smell. Unplugging electronics during a storm offers some protection, but a direct strike can overwhelm surge protectors.
If multiple devices fail simultaneously after a storm, lightning is a likely culprit. The pros can help assess the extent of the damage and coordinate with an electrician. They often handle the safe cleanup and removal of damaged items. Document all affected electronics for a potential insurance claim, as policies vary and your insurer decides what is covered.
- Computers, routers, and smart home hubs failing to power on.
- Televisions or stereo systems with no display or sound.
- Refrigerators, ovens, or HVAC systems that stop running.
- Burnt odor emanating from an appliance power cord.
- Flickering lights or dimming that persists after the storm.
- Surge protectors with tripped indicators or visible damage.
Structural and Fire Damage
Lightning can ignite fires in attics, walls, or roofs where it makes contact. Look for signs of smoke, charring on roof rafters, or melted siding and gutters. The strike point might leave a visible hole or split in roofing materials, brick, or concrete. Even a small fire can cause significant hidden damage inside wall cavities long after flames are out.
The intense heat can also crack foundations, shatter windows, or explode bricks. Inspect your chimney carefully, as lightning often follows this conductive path. If you see any signs of fire or structural compromise, evacuate and call emergency services immediately. Local water damage pros are often needed afterward to address water used by firefighters, which can lead to secondary damage.
Plumbing and Pipe Issues
Metal plumbing pipes can conduct lightning, potentially causing pinhole leaks or even ruptures. You might notice a sudden drop in water pressure, the sound of running water inside walls, or damp spots on floors or ceilings. In rare cases, the electrical charge can damage well pumps or water heaters. This type of damage can be deceptive, as a leak may develop slowly over days.
If you suspect plumbing damage, shut off your main water valve to prevent flooding. A plumber can perform a pressure test to locate leaks. The resulting water damage often requires professional drying to prevent mold. Addressing both the plumbing repair and the moisture quickly is crucial for protecting your home's structure.
What to Do After a Suspected Strike
First, ensure everyone's safety. If you smell smoke or see fire, evacuate and call 911. If it is safe, turn off the main electrical breaker and the main water valve to mitigate further damage. Do not use any electrical appliances, landline phones, or plumbing fixtures until the home has been inspected. Take photos of any visible damage for documentation purposes.
Contact your insurance company to report the incident and discuss your next steps. They will guide you on filing a claim. You will likely need both an electrician and water damage restoration pros to make your home safe and dry. Policies vary, and your insurer decides what is covered. Acting quickly helps prevent more extensive and costly repairs down the line.
Talk to someone now
Phones are answered 24/7 for Oklahoma City and nearby communities.
Call Now (405) 565-9833Frequently asked questions
Can lightning damage cause mold?
Yes, indirectly. If lightning causes a plumbing leak or firefighting water is used, the resulting moisture can lead to mold growth within 24 to 48 hours. It is crucial to have the pros dry the structure thoroughly to prevent this secondary damage.
Does homeowners insurance cover lightning damage?
Most standard policies cover sudden and accidental damage from lightning, including fire and power surge damage to electronics. You should review your specific policy details and report the damage promptly. Policies vary, and your insurer decides what is covered.
How long after a strike can damage appear?
Some damage is immediate, like fried electronics. Other issues, like plumbing leaks or deteriorating wiring, can manifest days or weeks later. It is wise to have a professional inspection if you suspect a strike, even if initial signs seem minor.