The short answer
Preventing Additional Property Damage
Boarding up openings like broken windows or damaged walls creates a physical barrier. This stops rain, wind, snow, or animals from entering the structure. Without this protection, secondary water damage can ruin interior finishes and personal belongings, turning a partial loss into a much larger one. It is a critical step in preserving what remains of your home.
Secondary damage often complicates the restoration process and increases costs. Water entering through a compromised roof can lead to mold growth and structural rot. The pros address the original damage, but new issues from exposure can delay repairs and create more work. Boarding up helps contain the initial problem.
Securing the Site from Liability
An unsecured property poses safety risks that can lead to liability claims. If a trespasser or curious neighbor enters and is injured, you could be held responsible. Insurance policies typically require you to take reasonable steps to prevent such accidents. Boarding up doors and windows is a clear demonstration of fulfilling this duty to secure the premises.
This requirement also protects children or pets who might wander onto the property. Exposed nails, broken glass, and unstable structures are significant hazards. By securing the site, you minimize the chance of someone getting hurt. Your insurer views this as a necessary precaution to avoid preventable third-party injury claims.
Mitigating Theft and Vandalism
After a damaging event, your home's security is often compromised. A missing door or shattered window makes it easy for someone to enter and take belongings or fixtures. Insurance covers theft as part of a claim, but preventing it simplifies the process and avoids the emotional distress of losing personal items. A boarded-up home is a less appealing target.
Vandalism can cause further destruction that is emotionally draining and costly to repair. Spray paint, intentional fires, or broken items add layers of damage. While insurance may cover malicious mischief, preventing it avoids unnecessary delays and paperwork. Proactive board-up is a straightforward way to deter these acts and protect your property's condition.
- Visible damage attracts unwanted attention from thieves.
- Personal items and expensive building materials are easy targets.
- An open home is an invitation for vandalism and graffiti.
- Replacement costs for stolen items may complicate your claim.
- Quick board-up reduces the window of opportunity for crime.
- It shows the property is monitored and not abandoned.
How Board-Up Affects Your Insurance Claim
Failing to board up when required can impact your claim. Your policy has a clause about mitigating further loss, meaning you must take reasonable steps to prevent additional damage. If you neglect this, your insurer might argue that subsequent problems are your responsibility and not covered. This could lead to a reduced settlement or a denied claim for the new damage.
Documenting the board-up work is important. Take photos of the damage before and after the property is secured. Keep receipts for any materials or services used. This provides a clear timeline and shows your insurer you acted responsibly. Policies vary, and your insurer decides what is covered. Cooperation during this phase supports a smoother claims process.
Working with Restoration Professionals
Local water damage pros are trained to perform emergency board-up safely and effectively. They use heavy-duty plywood, industrial tarps, and secure fastening methods that withstand weather. They also assess structural hazards you might not see, ensuring it is safe to approach the work area. This professional service helps fulfill your insurance requirements promptly and correctly.
While you can attempt a DIY board-up, hiring the pros is often wiser. They complete the job to a standard that satisfies insurers and building inspectors. Their work protects the property throughout the restoration timeline. For major damage, especially after events like a burst pipe or fire, their expertise in securing the site is invaluable.
- Pros have the tools and materials to secure openings safely.
- They can tarp a damaged roof to prevent water intrusion.
- Temporary fencing can be installed to secure the perimeter.
- They ensure board-up meets local building code requirements.
- This service is often part of initial emergency response.
- They can assess structural stability before securing the site.
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Call Now (405) 565-9833Frequently asked questions
Will my insurance pay for the board-up service?
Whether insurance covers board-up costs depends on your specific policy and the cause of the damage. You should keep all receipts for any work done and submit them as part of your claim. Policies vary, and your insurer decides what is covered.
How long do boarded-up openings stay in place?
They remain until permanent repairs are made. This could be weeks or months, depending on the claim process and contractor schedules. The temporary board-up is designed to be durable but is not a permanent repair solution.
What if I cannot secure the property myself?
Contact the pros immediately. They provide emergency board-up as a standard service. Explain the situation to your insurance adjuster, as they may have preferred vendors. Taking swift action is key to protecting your claim.